Bialek Group


Our Focus

BialekGroup Africa is focused on helping our clients enter and expand into the African payments markets and to further develop their digital payments capabilities. Our goal is to enable our clients to successfully execute their business strategy, getting them to market and to revenue as quickly as possible.

We bring the perspective of global companies like Visa, the discipline of a Harvard MBA and the practical hands on experience of an entrepreneur who worked with his team to take a start up payment processor to market leadership.

Africa is where some of the most exciting work in payments in taking place. BialekGroup understands how to succeed in Africa. We can fuel your success in Africa as well.


Representative BialekGroup engagements include:


  • Market sizing of over 30 mobile commerce and prepaid debit products in 60 countries for a leading payment network
  • Development and implementation of mobile payment and prepaid debit card business models and business plans for a leading global payment network
  • Assessment of merchant acceptance, legal and regulatory environments for payment card issuers in African markets.
  • Development of alternative payments distribution strategy for an African card issuer.
  • Review and revise interchange strategy for a global payment network
  • Development of risk management strategy and operating policies for an alternative payment solutions provider


  • Call center technology assessment for a telecommunications/payment company joint venture
  • Lead RFP process to select and implement new subscription billing platform and new merchant acquirer for an online retailer

Further Engagements

Merger & Acquisition

  • Due diligence for a private equity firm's acquisition of a leading prepaid debit card program manager and processor
  • Due diligence of the risk management and operations functions of a small business leasing equipment company for a private equity firm
  • Post merger management for a payment card company focused on call center operations and marketing
  • Negotiation of a money transfer service agreement for a prepaid card program manager

Compliance and Regulation

  • Development of AML and KYC compliance program for a prepaid card program manager
  • Impact assessment of payment legislation: Dodd-Frank, CARD Act and Durbin Interchange on the payment industry for a private equity firm.
  • Expert witness for plaintiff in a trade secrets lawsuit related to a payment card loyalty program headquartered in Dubai


  • Assist founders of online payment company close a $10 million Series B round of funding

Social Media
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